FIRE Europe
Europeans can do FIRE too. Here's where to start.
Essential resources, calculators, and communities for European citizens pursuing Financial Independence and Early Retirement. Your curated list to achieving FIRE in Europe.
🔥 Start Here
- 🎥 The Stages of F.I.R.E. (Financial Independence, Retire Early) — This simple video clearly explains different types of FIRE — Regular FIRE, Lean FIRE, Fat FIRE, Barista FIRE, and Coast FIRE.
🧮 Calculators
- Networthify Calculator — Visualizes your FIRE timeline using simple sliders.
- The Poor Swiss FIRE Calculator — Swiss-specific, globally relevant withdrawal simulator.
- Moneyland.ch Calculator 🇨🇭 — Swiss early retirement calculator with local assumptions.
- cFIREsim — Historical simulation tool for testing retirement plan success. More complex.
🌍 Communities
- r/EuropeFIRE — The largest FIRE community focused on Europe.
- Mustachian Post Forum 🇨🇭 — FIRE discussions for Swiss residents and expats.
- Frugalisten Forum 🇩🇪 — Germany's main FIRE hub focused on frugality and investing.
- RikaTillsammans Forum 🇸🇪 — Sweden's largest FIRE-oriented finance community.
- Bogleheads Europe 🇪🇺 — Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. This section is focused on Non-US investing only.
🎧 Podcasts
- Financial Independence Europe Podcast — Interviews with FIRE seekers and achievers across Europe.
This site is minimal by design. FIRE isn't about flash — it's about freedom.
Want to be listed? If you run a FIRE-focused blog or free resource relevant to Europe and want to be included, open an issue on GitHub or contact me directly on LinkedIn. A backlink to fireeurope.com is required.